Money Saving Tips $$
Having CHM will save you a lot of money compared to most commercial insurances. Just by switching you save money on the monthly 'premiums' which are a lot less.
Setup a savings account from the money you save from your current insurance. Knowing that the monthly share (premium) is only $172.00 with the Gold plan, it typically would leave (a lot) of money left over to visit the doctor.
Get a savings account and put money in here what you saved on insurance premium:
I would have been paying $676 per month for me and my wife with commercial insurance.
CHM is $344 per month for me and my wife
TOTAL SAVINGS $332 per month on premiums - for 2 persons.
I put this $332 in a savings account, and in one year It will ad up to be $3,984.00!
So in the event that your bills don't exceed $500 (like for a regular doctors visit you pay about $100 out of pocket) or if you need to pay for medicine, you will have a nice personal 'health savings account' which you can use without it effecting your monthly budget.
How can you save money if you have to: